Creative Funding Solutions Ltd is a brokerage regulated by the FCA and its services are advertised through this website to introduce you to a wide panel of lenders who may or may not offer you a loan and who may pay us a commission for doing so.

 

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    Looking for finance for light or heavy commercial vehicles?

    We offer:

    • Credit facilities which don’t tie up your current banking, leaving your own funds available for something else
    • Structured finance with planned rebates as required
    • Our special Low Rate Finance
    • Low Deposit options
    • Multiple vehicle/ franchise credit lines
    • Extended Term Finance offers repayment plans over not just 60, but anything up to a very convenient 72 or even 84 months
    • Crucially, we are not tied to 1 funding source or lending criteria

    AND YOU SHOULDN’T BE GIVING YOUR BUSINESS TO ANYONE WHO IS

    You will enjoy the benefit of a professional service, and not a generic call centre where no one really knows or cares who you are. You will be assigned a unique account manager, dedicated to the understanding of your requirements. As your liaison and first point of contact with Creative™, it’s their job to cement a long and enduring partnership between us.

    Hire purchase, leasing and refinance options available.

    RISC UK Charity

    Proud to support the RISC UK Charity

    Requirement Form – Individuals
    Requirement Form – Businesses

    Representative Examples

    1) New Mercedes Benz Arocs 8×4 Tipper

    Cost: £105,000 + vat

    Hire Purchase:

    • VAT & 10% deposit: £31,500.00
    • Advance: £94,500.00
    • 1 @ £1553.70
    • 80 @ £1353.70
    • 1 @ £1453.70
    • PAF: 2.9%

    Lease Purchase:

    • VAT & 10% deposit: £31,500.00
    • Advance: £94,500.00
    • 1 @ £1492.98
    • 58 @ £1292.98
    • 1 @ £35100
    • PAF: 2.7%

    Finance Lease:

    • 1 advance rental followed by 59 @ £2,024.99 + vat

    2) New van – 60 months – vat only deposit

    Ford Transit 350 L2 Diesel FWD 155ps H2 Trend Van

    • Cost price £ 21,945.00 plus vat
    • Vat only deposit

    Payable by:

    • 1 initial payment of £ 734.91
    • 46 monthly payments of £ 534.91
    • 1 final payment of £ 614.91
    • Customer PAF 4.25%
    • Annual Percentage Rate 8.9%
    • Total amount payable £ 25,955.68

    – Credit facility fee of £ 200.00 paid with the initial payment
    – Completion fee of £ 80.00 with final payment

    Or Finance Lease @ 1 + 47 @ £511.74 + vat

    3) New van – 48 months with balloon – 10% plus vat deposit

    Ford Transit 350 L2 Diesel FWD 155ps H2 Trend Van

    • Cost price £ 21,945.00 plus vat
    • Less deposit £ 2,194.50 plus all vat

    Payable by:

    • 1 initial payment of £ 585.32
    • 47 monthly payments of £ 385.32 
    • 1 final payment of £ 5,519.00
    • Customer PAF 4.25%
    • Annual Percentage Rate 8.8%
    • Total amount payable £ 26,408.86

    – Credit facility fee of £ 200.00 paid with the initial payment
    – Completion fee of £ 80.00 with final payment
    – All balloons are subject to formal acceptance and for indication only

    4) Used van – 48 months – 10% plus vat deposit

    2010 60 PLATE DROPSIDE TIPPER 73K MILES

    • Cost price £ 10,995.00 plus vat
    • Less deposit £ 1,099.50 plus all vat

    Payable by:

    • 1 initial payment of £ 451.51
    • 46 monthly payments of £ 251.51
    • 1 final payment of £ 331.51
    • Customer PAF 5.50%
    • Annual Percentage Rate 12.1%
    • Total amount payable £ 13,451.98

    – Credit facility fee of £ 200.00 paid with the initial payment
    – Completion fee of £ 80.00 with final payment

    Call our office now on 0330 223 1261

    Call us to discuss your requirement in more detail, fill in the quick contact form below, or email us – info@creativefs.co.uk

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